Card Type
Issuer
Loan Services
Credit Services
Resource Center
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Balance Transfer
These cards can save you a lot of money by allowing you to transfer a high interest balance to a new card with a low interest rate APR.
You can see all of the latest balance transfer card offers below, or check out these cards for the best deals:
Chase Cash Plus Rewards Visa Card - 0% APR for 12 Months plus up to 5% Cash Back.
Discover Platinum Gas Card - 0% APR for 12 Months plus up to 5% Cash Back on Gasoline.
To save the most money, look for the cards with the lowest Intro APR interest rate and the longest Intro APR Period. Note that some cards that feature extremely low interest rates might not offer an introductory rate but can still be a good place to transfer your higher card balances.
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0% Intro APR for 6 Months on Purchases, Balance Transfers & Cash Advances
5 ThankYou Points for Every Dollar Spent at Restaurants, Book Stores, Record Stores, Movie Theaters, and Video Rental Stores
1 ThankYou Point for Every Dollar Spent on All Other Purchases
2,000 Points Twice a Year Just for Maintaining a Good GPA, Paying the Bill on Time, and Not Exceeding the Credit Limit
Redeem Points for Airline Tickets, CDs, and Gift Cards
Points Can Also be Redeemed for Premier MTV Items & Events
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
6 Months |
17.99% Variable |
No Annual Fee |
Yes |
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No Fee Rewards Program
0% Intro APR for 9 Months on Balance Transfers
Earn 3 ThankYou Points for Every Dollar Spent at Gas Stations, Restaurants, Car Rentals, and Office Supply Stores
A Unique Online Expense Reporting Tool to Customize Reports for Billing or Reimbursement
10,000 Bonus ThankYou Points with First Purchase - That's Like Getting a $100 Gift Card
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
9 Months |
14.24% Variable |
No Annual Fee |
Yes |
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0% Intro APR* for Purchases and Balance Transfers for 12 Months
Full 5% Cashback BonusŪ on Get More Program Purchases throughout the Year when You Shop at Places like Bookstores, Home Improvement Stores, Gasoline Stations, Restaurants and More*
Up To 1% Cashback BonusŪ on All Other Purchases*
$0 Fraud Liability
No Annual Fee
DOUBLE Your Cashback BonusŪ (Turn $20 into $40) when You Redeem for Gift Cards or Certificates from Many of Our 60 Brand Name Partners
*View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
10.99% Variable |
No Annual Fee |
Yes |
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Now with No Annual Fee
12,000 Bonus Miles*
0% Intro APR on Purchases and Balance Transfers for 12 Months
Earn 1 Mile for Every $1 Spent
No Blackout Dates with Air Travel Rewards
Rewards that Fit Any Plans
*View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
10.99% Variable |
No Annual Fee |
Yes |
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0% Intro APR* for Purchases and Balance Transfers for 12 Months
Full 5% Cashback BonusŪ on Get More Program Purchases throughout the Year when You Shop at Places like Bookstores, Home Improvement Stores, Gasoline Stations, Restaurants and More*
Up To 1% Cashback BonusŪ on All Other Purchases*
$0 Fraud Liability
No Annual Fee
DOUBLE Your Cashback BonusŪ (Turn $20 into $40) when You Redeem for Gift Cards or Certificates from Many of Our 60 Brand Name Partners
*View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
10.99% Variable |
No Annual Fee |
Yes |
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Earn INSIDE Rewards that Allow Cardholders to Earn Points to Eat, Drink, and Play at Chicago Hotspots
One INSIDE Rewards Point for Every Dollar Spent
Two INSIDE Rewards Points for Every Dollar Spent on Things Cardholders Already Do Today in 8 Different Categories
Get 10% off on Tuesdays at the Hottest Chicago Retailers
Option to Carry a Balance
0% APR for 6 Months on Purchases & Balance Transfers
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
6 Months |
12.24% Variable |
No Annual Fee |
No |
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0% Intro APR for 12 Months on Purchases & Balance Transfers
No Annual Fee
Up To 5% Cashback Bonus on Get More Purchases
Up To 1% Cashback Bonus on All Other Purchases
Unlimited Cash Rewards that Never Expire as Long as the Card is Active
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
10.99% Variable |
No Annual Fee |
Yes |
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5% Back on Gas
Up to 5% Cash Back on Eligible Purchases
No Annual Fee
0% Introductory APR for 6 Months
Pay over Time
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
6 Months |
13.24% Variable |
No Annual Fee |
Yes |
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0% Intro APR for 12 months on Balance Transfers
1 Point for Every One Mile Flown on Any Airline
2 Points for Every Dollar Spent on Eligible Purchases
1 Point on All Other Purchases
Unlimited Companion Travel
Get 15,000 Bonus Points after the First Purchase
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
14.24% Variable |
$75 |
Yes |
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0% Intro APR* for Purchases and Balance Transfers for 12 Months
Full 5% Cashback BonusŪ on Get More Program Purchases throughout the Year when You Shop at Places like Bookstores, Home Improvement Stores, Gasoline Stations, Restaurants and More*
Up To 1% Cashback BonusŪ on All Other Purchases*
$0 Fraud Liability
No Annual Fee
DOUBLE Your Cashback BonusŪ (Turn $20 into $40) when You Redeem for Gift Cards or Certificates from Many of Our 60 Brand Name Partners
*View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
10.99% Variable |
No Annual Fee |
Yes |
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0% Intro APR for 12 Months on Purchases & Balance Transfers
No Annual Fee
Detailed Expense Management Reports
Free Online Account Management
Customized Card with Company Name
Business Credit Line Up To $50,000
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
13.49% Variable |
No Annual Fee |
Yes |
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0% Intro APR* for Purchases and Balance Transfers for 12 Months
Full 5% Cashback BonusŪ on Gas Purchases throughout the Year*
Up To 1% Cashback BonusŪ on All Other Purchases*
$0 Fraud Liability
No Annual Fee
DOUBLE Your Cashback BonusŪ (Turn $20 into $40) When You Redeem for Gift Cards or Certificates from Many of Our 40 Brand Name Partners
*View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
10.99% Variable |
No Annual Fee |
Yes |
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Earn INSIDE Rewards that Allow Cardholders to Earn Points to Eat, Drink, and Play at New York Hotspots
Earn One INSIDE Rewards Point for Every Dollar Spent
Earn Two INSIDE Rewards Points for Every Dollar Spent on Things Cardholders Already Do Today in 8 Different Categories
Get 10% off on Tuesdays at the Hottest New York Retailers
Option to Carry a Balance
0% Intro APR for 6 Months on Purchases & Balance Transfers
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
6 Months |
12.24% Variable |
No Annual Fee |
Yes |
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Earn One INSIDE Rewards Point for Every Eligible Dollar Spent, Whether in Los Angeles or Not
Earn Two INSIDE Rewards Points for Every Dollar Spent on City Essentials
Redeem Points for Rewards to Eat, Drink, and Play in Los Angeles, Chicago, and New York
Get 10% off on Tuesdays at the Hottest LA Retailers
0% APR for 6 Months on Purchases & Balance Transfers
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
6 Months |
12.24% Variable |
No Annual Fee |
No |
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Earn Rebates for Every Mile Driven
6% Rebates on Gas Station, Supermarket, and Drugstore Purchases for 12 Full Months, 3% Rebates after, and 1% Rebates on All Other Purchases
0% APR on Balance Transfers for 12 Full Months and No Balance Transfer Fee
Rebates Can Be Applied Toward Car Maintenance, or to Buy or Lease a New or Used Car
Rebates Can Also Be Applied to the Thank You Network
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
14.24% Variable |
No Annual Fee |
Yes |
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3% on home improvements
1% on all other purchases and interest.
Redeem 2,500 points for $25 Gift Card or Check
Participate in Home Improvement Sweepstakes
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
14.24% Variable |
No Annual Fee |
Yes |
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0% Intro APR* on Purchases for 6 Months
No Annual Fee
Easiest Online Account Management Options
Full 5% Cashback BonusŪ on Get More Program Purchases throughout the Year*
Up To 1% Cashback BonusŪ on All Your Other Purchases*
Build Your Credit History
Unlimited Cash Rewards that Never Expire as Long as You Use Your Card
*View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
6 Months |
16.99% Variable |
No Annual Fee |
Yes |
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0% Intro APR
No Annual Fee
Online Balance Transfers
Online Account Management
5% Earnings
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
12.99% Variable |
No Annual Fee |
Yes |
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Fee-Free Rewards Program
Earn One Point for Virtually Every Dollar Charged with Blue
Use ExpressPay for a Smooth Ride at the Register
Option to Carry a Balance
Online Application Approval Decisions in Under 60 Seconds
0% APR for Up To 15 Months
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
15 Months |
12.24% Variable |
No Annual Fee |
Yes |
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1,000 Bonus Points Awarded with First Purchase
Earn 1 Point for Every $1 in Card Purchases and Interest
Accrue 2,500 Points and Receive a $25 Check or a $25 Gift Certificate
1,000 Bonus Points Awarded with First Purchase
Statement Shows Points Total, Making It Easy to See How Much Has Been Earned
No Annual Fee
Intro 0% Fixed APR for Up To 12 Months
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
14.24% Variable |
No Annual Fee |
Yes |
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Reloadable Starbucks Card and a Visa Credit Card, all in one
Earn Starbucks "Duetto Dollars" with Every Purchase
Get $10 Duetto Dollars with the Starbucks Card Account after the First Purchase
Earn Additional Starbucks Rewards and Benefits When Using the Starbucks Card Account
$5 Donation To the Starbucks Foundation after the First Purchase
0% Intro APR for Up To Six Months
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
6 Months |
14.24% Variable |
No Annual Fee |
Yes |
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0% Intro APR for 6 Months on Purchases & Balance Transfers
Earn Points for Every Dollar Spent
Redeem Points for Volkswagen Related Services or Merchandise, Gift Certificates, Travel, or Cash
Credit Limit Up To $100,000
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
6 Months |
15.24% Variable |
No Annual Fee |
Yes |
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0% Intro APR for 12 Months on Balance Transfers
5 Reward Points for Every Dollar Spent at Supermarkets, Drugstores and Gas Stations
5 Reward Points for Every Dollar Spent on Every AT&T Product
1 Reward Point for Every Dollar Spent on All Other Purchases
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
13.81% Variable |
No Annual Fee |
Yes |
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6% Rebate on Select Purchases for the First Six Months
1% Rebate after and on All Other Purchases
Rebate Automatically Applied to a Mortgage Principal Without Limit
0% Intro APR for 12 Months on Balance Transfers
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
12.24% Variable |
No Annual Fee |
Yes |
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6% Rebates on ALL Gas Purchases at ANY Gas Station for the First 90 Days
3% Rebates on ALL Gas Purchases at ANY Gas Station after the First 90 Days
1% Rebates on ALL Other Purchases Made Anywhere Else
0% Intro APR* for Up To 12 Months
The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Credit History
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
14.24% Variable |
No Annual Fee |
Yes |
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Fixed Low Rate
Best Credit Card Rate in the Country
No Fee Balance Transfers
0.0% Introductory APR on All Balance Transfers
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
6 Months |
7.99% Fixed |
$35 |
Yes |
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0% APR for Six Months
$0 Liability on Unauthorized Purchases
No Annual Fee
Free Online Account Management
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
6 Months |
17.99% Variable |
No Annual Fee |
Yes |
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Earn 1 Point for Each $1 Spent
Redeem 3,500 points and receive a $25 check
Redeem Points for Cash Back or Free Travel
0% Intro APR for 12 months on Purchases & Balance Transfers
Earn 1,000 Bonus Points with the First Purchase
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
14.24% Variable |
No Annual Fee |
Yes |
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1,000 3.2.1 Bonus Points with Your First Qualified Purchase
3 Point for Every $1 Spent at BordersŪ, Borders Express, Borders.com, WaldenbooksŪ, and Waldenbooks.com
2 Points for Every $1 Spent on Eligible Gas, Dining, and Grocery Purchases
1 Point for Every $1 Spent Anywhere Else
Redeem Your 3.2.1 Visa Points for Borders Gift Cards, Cash, Travel Rewards, Gas and Restaurant Gift Cards, and Much More! Plus, No Cap on the Points You Can Earn! Earn a $25 Borders Gift Card with Just 2,500 Points
0% Fixed APR for Up To 12 Months
No Annual Fee
Borders Rewards Number Printed Right On Your Card
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
15.24% Variable |
No Annual Fee |
Yes |
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0% Intro APR for 12 Months on Purchases & Balance Transfers
No Annual Fee
Full Platinum Benefits
1 Point Per Dollar Spent on Everyday Purchases
3 Points Per Dollar Spent on Sony Products
8 Points Per Dollar Spent at www.sony.com/mysony
1,500 bonus points after your First Purchase.
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
14.24% Variable |
No Annual Fee |
Yes |
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0% Intro APR for 12 months on Balance Transfers
Save on Phone Services Used Everyday
Up To 30 Free Phone Minutes Per Month - Anytime, Anywhere
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
11.81% Variable |
No Annual Fee |
Yes |
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$50 Gift Card Redeem 6,000 Bonus Points after First Purchase
Earn Five Bonus ThankYou Points for Every Dollar Spent at Supermarkets, Drugstores and Gas Stations
Earn One Bonus ThankYou Point for Every Dollar Spent on All Other Purchases
0% APR on Balance Transfers for Twelve Months
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
13.24% Variable |
No Annual Fee |
Yes |
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Earn 2% Cash Back on Purchases at Supermarkets, Drugstores and Gas Stations
Earn 1% Cash Back for Every Dollar Spent on All Other Purchases
Earn Unlimited Cash Back Within the Citi Dividend Merchant Network
0% Intro APR for 12 months on Balance Transfers
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
17.99% Variable |
No Annual Fee |
Yes |
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Low Rate of 9.5% Fixed APR
0% Intro APR for 6 Months on Balance Transfers
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
6 Months |
9.5% Fixed |
No Annual Fee |
Yes |
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0% Intro APR for Up To 12 Months* on Purchases and Balance Transfers
The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
No Annual Fee
Flexible Rewards Program: Earn One Point Per Dollar Spent. Redeem for Your Choice of Cash Back, Merchandise, Travel or Gift Cards
Interest-Free Grace Period When You Pay Your Bill in Full Each Month
FREE Online Account Access
FREE Travel Services including Auto Rental Insurance and $500,000 Worldwide Travel Accident Insurance
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
14.24% Variable |
No Annual Fee |
Yes |
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Get 5,000 Bonus Points after the First Purchase
1 Point for Every Three Miles Flown on Any Airline
1 Point for Every Dollar Spent on Purchases
0% Intro APR for 12 Months on Balance Transfers
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
14.24% Variable |
No Annual Fee |
Yes |
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0% APR on Purchases and Balance Transfers for Twelve Months
11.24% APR after Introductory Period
Secure, Free Online Account Management
$0 Liability on Unauthorized Purchases
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
11.24% Variable |
No Annual Fee |
Yes |
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College savings on purchases, everywhere you shop!*
Plus 10% EXTRA college savings on 7000+ grocery and drug store items*
0% APR on balance transfers for 12 months+
No annual fee
If you have excellent credit, apply today
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
12 Months |
14.24% Variable |
No Annual Fee |
Yes |
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No Annual Fee
Interest-Free Grace Period on Purchases
Low Intro APR on Balance Transfer for Up To Six Months
Get 3% SubaruBucks Rewards on Purchases
Redeem the Rewards for Parts and Services or Toward A Brand-New Subaru
Receive A Reward Coupon Automatically for Every 100 SubaruBucks Rewards Earned Up To 500 Per Year
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
6 Months |
14.24% Variable* |
No Annual Fee |
Yes |
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For AFL-CIO Union Members
8.99% Fixed APR on Balance Transfers for the Life of the Balance
Strike Payment Protection Allows Skipped Payments for Strikes
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
8.99% APR |
Life of Balance Transfer |
12.99% Variable |
No Annual Fee |
Yes |
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0% Intro APR for 6 Months on Purchases
Up To 5% Cashback Bonus on Get More Program Purchases
Up To 1% Cashback Bonus on All Other Purchases
Unlimited Cash Rewards that Never Expire with Active Card
Build a Credit History
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
6 Months |
16.99% Variable |
No Annual Fee |
Yes |
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0% Intro APR* on Purchases for 6 Months
No Annual Fee
Easiest Online Account Management Options
Full 5% Cashback BonusŪ on Get More Program Purchases throughout the Year*
Up To 1% Cashback BonusŪ on All Your Other Purchases*
Build Your Credit History
Unlimited Cash Rewards that Never Expire as Long as You Use Your Card
*View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information
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| Intro APR * |
Intro APR Period * |
Regular APR * |
Annual Fee * |
Balance Transfers * |
0% APR |
6 Months |
16.99% Variable |
No Annual Fee |
Yes |
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10,000 Bonus ThankYou Points (or $100 Gift Card) after the First Purchase
0% APR for 12 Months on Balance Transfers
3 ThankYou Points for Every Dollar Spent on Eligible Business Purchases
Quarterly and Annual Account Summaries
Free Additional Cards for Employees with Managed Credit Limits
No Annual Fee
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| Intro APR * |
Intro APR Period * |
Regular APR * |
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