Clear from American Express has no fees of any kind — no annual fees, no late fees, no overlimit fees, no balance transfer, and no cash advance fees. You have a full month to pay your bill with the flexibility to pay over time.
You earn rewards automatically and American Express will send you an American Express branded shopping card worth $25 every time you reach $2,500 in spending. There are no complicated rules or points to keep track of.
No Balance Transfer Fees. Transfer balances from your higher-rate credit cards to Clear and pay no transaction fees.Then enjoy a low 3.99% APR for the life of the transferred balance.
ExpressPay. ExpressPay gives you an easy way to pay for all the little things you buy every day. This feature lets you make purchases without having to swipe your Card. Just hold Clear from American Express up to the reader by the register...and you're off. Already accepted at thousands of locations nationwide, learn more.
Full Month to Pay. Enjoy the financial freedoms that come with Clear—you have a full month to pay your bill so you can have a little more flexibility when you make your payments. And you even have the flexibility to pay over time.
Automatic Rewards. Earn rewards automatically with all your purchases. Get an American Express branded shopping card worth $25 every time you reach $2,500 in spending. It's that simple. There are no points to keep track of or complicated rules to follow.
Manage Your Account Online. Enjoy the ease and convenience of managing your account online 24/7—view up-to-date billing information, pay bills, transfer a balance, receive Account Alerts, and more.
Free User-Friendly Credit Report. Have peace of mind about your credit status. The user-friendly credit report is not just an ordinary credit score— it's a comprehensive look at what all the numbers mean so you can monitor your score, help protect yourself against fraud, and take control of your financial future.
Dedicated Customer Service. American Express can help you around the clock with world-class Customer Service. Whether you have a question about your statement or need immediate help with a lost Card, someone will always be there to help. For immediate service, call the phone number on the back of your Card.
The flexibility and financial control of Clear is backed by all the world-class services and security you expect from American Express, including:
Express Cash: With Express Cash, you can access your credit line 24 hours a day at more than 500,000 ATMs worldwide. To activate Express Cash, simply call 1-800-CASH-NOW (1-800-227-4669).
Purchase Protection Plan: Buy the things you want, when you want, and all eligible purchases made with Clear will be covered against accidental damage and theft for up to 90 days from the date of purchase.
Return Protection: If you try to return a designated item within 90 days from the date of purchase and the merchant won't take it back, American Express will refund the full purchase price, up to $300 per item, excluding shipping and handling.4
Buyer's Assurance: Enjoy worry-free shopping knowing that the terms of the original manufacturer's warranty will be extended up to one additional year on eligible U.S. warranties of five years or less.5
Emergency Card Replacement: Enjoy the security and convenience of access to Emergency Card Replacement services by calling 1-800-964-8542 or visiting one of over 1,700 Travel Service locations worldwide.
Car Rental Loss and Damage Insurance: You are covered under the Car Rental Loss and Damage Insurance Program at no additional charge. Simply use your Card to reserve and pay for an auto rental.
Global Assist Hotline: Whenever you travel more than 100 miles from home, you have security and peace of mind 24/7 with medical, legal, financial, or other emergency assistance, including medical and legal referrals, visa/passport help, roadside assistance, cash access, and more.
Travel Accident Insurance: Travel Accident Insurance provides up to $100,000 in accidental death and dismemberment insurance while traveling on a common carrier (plane, train, ship, or bus) when the entire fare has been charged to the Card.
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