The Anne Geddes Visa® Platinum, issued by Bank of America, N.A. (USA), is designed for those with very good credit who would like to help support efforts that benefit the welfare of children while participating in the reward program.
A percentage of each purchase made with the card will be donated to the Anne Geddes Philanthropic Trust for the prevention of child neglect and abuse. These donations are made at no additional cost to the cardholder. Cardholders also have the option to donate the points they earn through the reward program to the Anne Geddes Philanthropic Trust.
Through the reward program, cardholders earn one point for each dollar in qualifying purchases. Cardholders receive 2,000 bonus points with their first purchase and 1,000 anniversary points each year. Points are redeemable for Anne Geddes merchandise including books, baby clothing, watches, and more. Points never expire as long as the account is active within a twelve-month period, and there is no limit to the amount of points that cardholders can earn.
There is a low introductory rate that can be applied towards purchases and balances transfers for the first six billing cycles. Once the introductory rate expires, the interest rate is reasonably low for those who qualify. In addition, the card has no annual fee.
The platinum card also provides members with platinum cardholder benefits such as purchase protection, auto rental insurance, and extended warranty services. There are also several card designs that are available.
Therefore, those with very good credit who qualify for the lowest rate offered, plan to take advantage of the introductory rate and the reward program, and would like to make donations to the Anne Geddes Philanthropic Trust will benefit most from what the Anne Geddes Visa® Platinum has to offer.
Updated: May 30, 2006
Most Attractive Feature(s) : Reward program; low introductory rate; platinum cardholder benefits; donation program; no annual fee.
Least Attractive Feature(s) : High APR for less qualifying applicants; APR based on the highest Prime Rate during a three-month period.
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