Blue from American Express® is an ideal credit card for those with good credit who already have an established credit history and are looking for a card with access to a reward program.

Various American Express® services and benefits are provided with this card, such as purchase protection, auto rental insurance, a year-end financial statement, and various travel and emergency assistance services.

For no additional fee, cardholders also have access to Blue's Fee-Free Rewards program, which offers members the chance to earn points that can be redeemed for various services and products. The rewards program is by far one of the best reward programs offered in the credit card industry, due in part to the variety of rewards offered with no yearly limit and no expiration policy for earned points.

This card has no annual fee and a reasonable interest rate for purchases (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. The card has a 0% introductory rate for up to 15 months of membership that can be applied towards purchases. A 4.99% introductory rate is available on balance transfers for the life of the loan. It is important to note that the balance transfer introductory rate only applies to those who initiate a transfer when applying for the card.

Therefore, those who qualify for the lowest rate offered and plan to take advantage of the additional benefits and discounts available by American Express®, especially frequent travelers who can take advantage of the rewards program with earned points that can be combined with various frequent flyer accounts, will benefit most from what the Blue from American Express® card has to offer.

Most Attractive Feature(s) : Access to rewards program with no annual fee; various benefits and services available to cardholders; introductory rate; no annual fee.

Least Attractive Feature(s) : Low APR may not be available to all applicants.

Updated: July 5, 2006

 
Please be sure to read the issuer's Terms and Conditions