The Citi Bronze AAdvantage MasterCard is designed for those with average credit who travel regularly on American Airlines.

Through the reward program, cardholders earn one mile for every two dollars spent on the card, which can be redeemed for free travel via American Airlines and its participating partners. Cardholders receive 5,000 bonus miles with the first purchase made with the card. There is a maximum of 25,000 miles that can be accumulated each year, and points have no expiration as long as there is account activity at least once every three years.

At first glance, it may be difficult to distinguish between all of the Citi AAdvantage credit cards due to their close similarities. The Bronze card differs from the others as it has no annual fee and offers no extraordinary benefits or services to cardholders aside from the reward program. It is important to note that although the card has no annual fee, the mileage awarded is about half of what is normally provided by an airline reward card.

Aside from the reward program, cardholders can expect several standard benefits that include travel accident insurance, no liability for unauthorized transactions made with the card, and Internet account related services.

The APR for purchases is above average for a reward card. Nevertheless, there is a minimum cap of 19.99% for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.

Therefore, those who would like an airline reward card with no annual fee and do not plan to spend more than $50,000 on the card a year (due to the yearly limit on miles) will benefit most from what the Citi Bronze AAdvantage MasterCard has to offer.

 
Please be sure to read the issuer's Terms and Conditions