The Citi® Platinum Select® Card, issued by Citibank, is designed for those with very good credit who would like to take advantage of the various standard services and benefits provided by Citibank.
This card has a reasonably low interest rate for purchases and balance transfers, no annual fee, and an attractive 0% twelve-month introductory rate that can be applied toward purchases and balance transfers (with no transfer fees).
It is important to note that there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.
The card does provide several platinum cardholder benefits that include auto rental insurance, fraud protection services, and up to $1,000,000 in travel accident insurance. However, there are no extraordinary benefits or services specifically available to cardholders in comparison to some other platinum credit cards.
Therefore, those who plan to take advantage of the introductory offers and the services provided will benefit most from what the Citi® Platinum Select® Card has to offer.
Most Attractive Feature(s) : Long term 0% introductory rate; reasonably low APR for purchases; no annual fee.
Least Attractive Feature(s) : Minimum APR cap for cash advances.
Updated: July 5, 2006
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