The Make-A-Wish® Visa® Platinum, issued by Bank of America, N.A. (USA), is designed for those with very good credit who would like to contribute to the Make-A-Wish Foundation®.
Each time the card is used to make a purchase, a contribution is made to the Make-A-Wish Foundation® to grant the wishes of children with life-threatening medical conditions.
The card has no annual fee. There is a 1.9% introductory rate on purchases and balance transfers for the first six billing cycles, and the interest rate for purchases and balance transfers is reasonably low after the introductory rate expires. However, the APRs for all transactions are tied to the highest Prime Rate during a 90-day period, which means the APRs may never reach the lowest possible interest rates.
In addition to donations, the card offers cardholders platinum benefits such as auto rental insurance, various travel and emergency assistance services, purchase replacement, and no liability for unauthorized transactions.
Therefore, those who would like to contribute to the Make-A-Wish Foundation® and plan to take advantage of the introductory offer will benefit most from what the Make-A-Wish® Visa® Platinum has to offer.
Updated: May 30, 2006
Most Attractive Feature(s) : Low introductory rate; no annual fee; supports the Make-A-Wish Foundation®.
Least Attractive Feature(s) : High APR for less qualifying applicants; rate based on highest Prime Rate during a three-month period.
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