The Pulaski Bank Visa®/MasterCard®, issued by Pulaski Bank, is designed for those with an average credit history who are looking for a very low cost credit card.
The best feature of this credit card is the very low fixed interest rate of 7.99% (for purchases and cash advances); it provides a very low cost option to those who plan to carry a revolving balance. There is also a very attractive introductory rate for six months on balance transfers. In addition, the annual fee of $35 is very reasonable for such a low interest rate credit card.
However, aside from the very low interest rate for all transactions, cardholders should not expect any extraordinary benefits or services offered by the card.
Those who plan to carry a balance (due to the low interest rate offered), do not mind paying an annual fee of $35, and do not care for any extraordinary benefits or services will benefit most from what the Pulaski Bank Visa®/MasterCard® has to offer.
Updated: June 12, 2006
Most Attractive Feature(s) : Very low APR; 0% introductory rate for six months on balance transfers.
Least Attractive Feature(s) : Annual fee.
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