The Toys “R” Us® Visa® Platinum Card from Chase is designed for those with very good credit who would like to take advantage of the reward program offered.

Through the reward program, cardholders earn a generous 4% rebate for all purchases made at Toys "R" Us® and Babies "R" Us® locations (this does not apply to purchases made online). A 1% rebate is earned on all purchases made elsewhere.

Certificates will be sent to the cardholder when the rebate value equals $10, which can be redeemed at Toys "R" Us® and Babies "R" Us® stores, including www.toysrus.com and www.babiesrus.com. Certificates expire in one year after being issued, and there is no limit to the amount of rebates that can be earned.

In addition to the reward program, the card provides common platinum benefits that include up to $500,000 in travel accident insurance, purchase protection, and auto rental insurance.

The card has no annual fee and a low introductory rate is available for purchases and balance transfers for the first six months. For those who qualify, the card has a reasonable interest rate for purchases and balance transfers, but is not ideal for those who plan to carry a revolving balance.

Therefore, those who qualify for the lowest rate offered, can afford to pay in full each month (to avoid finance charges), and frequently shop at Toys "R" Us® or Babies "R" Us® (to take advantage of the 4% rebate) will benefit most from what the Toys "R" Us® Visa® Platinum Card from Chase has to offer.

Updated: June 1, 2006

Most Attractive Feature(s) : No annual fee; high rebate of 4% for Toys "R" Us® related purchases with no yearly limit.

Least Attractive Feature(s) : Higher APR for less qualifying applicants; no extraordinary benefits; uses "Two Cycles Average Daily Balance" method when determining finance charges.

 
Please be sure to read the issuer's Terms and Conditions